Certificate Rates		These rates are effective starting:		February 17, 2010
TERM	RATE	ANNUAL % YIELD	ending:	February 23, 2010
91 Days	1.00%	1.00%
6 Months	1.40%	1.41%
1 Year	1.50%	1.51%
2 Years	1.75%	1.76%
3 Years	2.00%	2.02%
4 Years	2.10%	2.12%
5 Years	2.25%	2.27%
Jumbo Certificates (add these amounts to rates)
AMOUNT	RATE	YIELD
$50,000	0.125%	0.1251%
$100,000	0.250%	0.2502%
$200,000	0.500%	0.5009%
Accounts
TYPE	TIERS	RATE	ANNUAL % YIELD
Savings	<    5,000	0.25%	0.25%
	>=  5,000	0.50%	0.50%
	>=25,000	0.75%	0.75%
	>=50,000	1.00%	1.00%
Checking		0.25%	0.25%
IRA HUB	<    5,000	1.00%	1.00%
	>=  5,000	1.25%	1.26%
	>=25,000	1.50%	1.51%
	>=50,000	2.00%	2.02%
PRIME RATE:	3.25%
DISCOUNT RATE:	0.75%